What does Texas Approval, LLC, LLC ("CSO") and Millennium Loan Fund, LLC (“Lender”) do with your personal information?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the types of sharing of customers' personal information, how we share, and whether you can limit this sharing.
|Reasons we can share your personal information and to whom:||Does Lender share?||To whom is information shared with
Can you limit this sharing?
|For our everyday business purposes - such as to verify your personal information, to approve and process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.||Yes||
3rd Party processors and providers who have a duty of confidentiality, to courts when an order is received, and to major consumer credit reporting agencies such as CL Verify.No
|For our marketing purposes - to offer our products and services to you.||Yes||
3rd party providers such as email services and text message providers who have an obligation of confidentiality.Email: No, Text: Yes.
|For joint marketing with other financial companies.||Yes||No|
|For our affiliates' everyday business purposes - information about your transactions and experiences.||Yes||No|
|For our affiliates' everyday business purposes - information about your credit worthiness.||Yes||No|
|For our affiliates to market to you.||Yes||Yes|
|For nonaffiliates to market to you.||Yes||Yes|
To limit sharing
Call 312.888.4884 or go to AcceptanceSolutionsGroup.com
Who is providing this notice?
How does CSO, Lender, and Website protect my personal information?
We take your privacy very seriously. To protect your personal information from unauthorized access and use, all files are protected by SSL encryption, the industry security standard, and all networks are secured by firewalls. Data is stored on secure servers using highest commercial standards, and any documents are protected in locked offices in locked cabinets with security cameras. Only those employees with a need to access your information may do so. All employees and vendors are subject to a duty of confidentiality.
How does CSO, Lender, and Website collect my personal information?
We collect your personal information, for example, when you
We also collect your personal information from third party vendors, such as credit bureaus, affiliates or other companies under a permissible purpose for the FCRA.
Why can't I limit all sharing?
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
California residents - California law requires financial institutions to obtain your consent prior to sharing information about you with non-affiliated third parties. Except as permitted by law, we will not share information we collect about you with non-affiliated third parties while you are a resident of California.
Vermont residents - Vermont law requires financial institutions to obtain consent prior to sharing personal, financial information about you with others. Except as permitted by law, we will not share information we collect about you with non-affiliated third parties or companies in our corporate family unless you call us at 312–888-4884 and authorize us to do so.
As of 07/17/2014