Frequently Asked Questions

Q: What exactly is a cash advance loan?
A: A cash advance loan is a small-unsecured loan, usually for $100 to $1,500, which is designed to meet your short-term financial needs. (Subject to approval).

Q: What can an Acceptance Solutions Group loan be used for?
A: Cash advance loans can be used for absolutely anything. We don't specify what you can use the money for. Most people who get cash advance loans are using them for an urgent monetary need, such as unexpected car repairs, medical bills, family emergencies, or uninspected expenses.

Q: What do I need to get an Acceptance Solutions Group loan? 
A: Fill out the application on the online Apply Now . Typically, you have to meet certain criteria: Be at least 18 years of age, you must have a certain monthly income, an open and active checking account, and you must have valid contact information.

Q: How long before I know if I'm approved?
A: We work as quickly and accurately as possible on all our applications. You can be approved and have the cash deposited in your bank in as little as 30 minutes, but it usually takes up to 24 hours.

Q: If I am approved, how do I get my money? 
A: We deposit the cash directly into your personal bank account.

Q: How do I pay back Acceptance Solutions
A: We debit your bank account on your next scheduled date per the contract. Which is most often your next payday.

Q: How long can I have to pay it back?
A: Typically, these loans have 4-month payment schedules. This allows you to make simple small payments over a few months. If you want to pay back the loan earlier there is no penalty in doing so.

Q: I don't want my employer to know I'm applying for a loan. Do you have to verify my job?
A: Our staff is very discrete when verifying your employment and do not disclose where we are calling from.

Q: What is the maximum amount I can borrow? 
A: The maximum amount you can borrow is $1,500. (Subject to approval)

Q: Do I need collateral to get an Acceptance Solutions Group loan?
A: No. Your job is your collateral.

Q: I have poor credit. Can I still qualify for a loan from Acceptance Solutions Group?
A: Yes! Acceptance Solutions Group understands that many customers have faced financial challenges in the past, and we want to meet YOUR lending needs, too! This is why our approval decisions are based primarily on your current employment income, banking history, and any short-term lending history you may have.

Q: Can I pay my Acceptance Solutions Group loan back early? 
A: Yes. There are no penalties for paying your Acceptance Solutions Group loan early.

Q: Do you allow extensions to the loan? 
A: Absolutely! Just contact us before your current due date and we will try to accommodate your needs to have your payment extended to the following pay period.

Q: How much can I borrow?
A: From $100 up to $1,500. (Subject to approval)

Q: If I don't qualify for the amount requested, can I get a different amount? 
A: Yes, it depends on your income plus other criteria used by Acceptance Solutions Group. All clients are required to fill out the application which allows Acceptance Solutions Group to match the needs versus the amount we are able to loan.

Q: When should I use an Acceptance Solutions Group loan? 
A: Due to the higher fees involved, a cash advance loan is intended to be a small short-term loan that is not intended as a solution for longer term financial needs. You should only borrow as much money as they can afford to fully repay when the payment is due.

If you need to borrow money and feel it will take longer to repay or the payment schedule puts you or your family in a difficult position. You should explore other lending options such as: asking a friend, asking an employer, asking a family member, obtaining a bank overdraft, a line of credit, cash advance on a credit card, or consolidating your debt at your bank or financial institution. We recommend you see a credit counselor if you are having financial problems. Non-profit Credit Counseling services can be found in your local phone book or online. 

Q: What is a CAB (Credit Access Business) – Texas Residents
A: A credit services organization is a person who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides, or represents that the person can or will provide, any of the following services: 1. May be able to help improving a buyer's credit record, history or rating; 2. Obtaining an extension of credit for a buyer (customer).